A VidurNexus Product
Know Before You Give Credit.
BizScore gives wholesalers and B2B dealers a complete credit score for every shop — before you extend credit. Like CIBIL, but built for trade.
300–900
Score Range
7
Scoring Factors
100%
Free to Start
Shop Credit Report
SHP-24-AB8K2X
762
out of 900
Excellent — Low Risk
✓ Safe to Give Credit
Mobile Verified
GST Registered
How It Works
Three steps to know
your buyer’s credit risk
No complex setup. No extra software. Just register, search, and score.
01
Search the Shop
Search by shop name, mobile number, GST number, or unique Shop ID. If the shop doesn’t exist yet, create their profile in 60 seconds.
02
Rate or Upload Data
Add a manual rating based on your experience. Or upload your invoice CSV and our system automatically calculates payment behaviour.
03
See the Score
Get a 300–900 credit score, risk category, payment breakdown, and a clear recommendation — Safe, Caution, or Avoid credit.
Features
Everything you need
to manage credit risk
Payment Behaviour Tracking
Every payment is categorised automatically — Advance, On Time, Late, or Default. The more wholesalers rate a shop, the more accurate the score becomes.
Advance Payment
35%
On Time
52%
Late Payment
10%
Default
3%
Wholesaler Privacy Protected
Shops never know which wholesaler rated them when viewed by others. Only the count shows — “Rated by X verified wholesalers.” Your identity stays private.
Dispute System
Shops can raise disputes on incorrect data. Disputed ratings are frozen until admin reviews and resolves — keeping the system fair and trustworthy.
CSV Invoice Upload
Export from Tally, Marg, Busy, or any accounting software. Upload the CSV and BizScore auto-reads payment dates, amounts, and behaviour.
API Ready for Phase 2
Webhook endpoints already built. When ready, connect directly to Zoho Books, QuickBooks, or any accounting software for automatic invoice tracking.
Score Range
What does the score mean?
Just like CIBIL scores individuals, BizScore scores businesses on a 300–900 scale.
750–900
Excellent
Safe to give credit. Consistent advance or on-time payer.
650–749
Good
Generally reliable. Occasional delays but pays up.
550–649
Fair
Give credit with caution. Set shorter credit periods.
400–549
Poor
High risk. Frequent late payments reported.
300–399
Very Poor
Avoid credit. History of defaults reported.
Who Is It For
Built for both sides
of every B2B deal
For Wholesalers & Dealers
Stop guessing. Know exactly who deserves credit before you ship goods or extend payment terms.
- Search any shop before giving credit
- Rate shops based on your experience
- Upload invoices via CSV for auto-tracking
- See full payment history and risk level
- Your identity stays private from other wholesalers
- Dashboard with all your customer shops
For Shop Owners
Build your credit reputation. A good BizScore opens doors to better credit terms with more suppliers.
- See your own credit score anytime
- Know what wholesalers think of you
- Raise disputes on incorrect entries
- Build payment history over time
- Use your score to negotiate better terms
- Permanent profile — your score grows with you
Get Started Today
Stop giving credit
on gut feeling.
BizScore is free to start. Register your business and begin building a smarter, safer B2B credit network.